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Over-Optimism, Overconfidence, and the JUDO Framework

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An op-ed by Gilles Hilary, Houston Term Professor: Joe often drives without a seat belt. He is well educated and knows of the numerous studies that have shown the benefit of this safety device during a car crash. When I asked him why he was taking this unnecessary risk, he replied “Look, I have been driving for some 20 years without an accident. I know what I am doing. Plus, the risk of getting into a car accident is low.” In essence, accidents happen to other people.
Psychology Today

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